What we offer
Assist homeowners understand the mortgage foreclosure process through foreclosure counseling
Forbearance and home retention information and options
Loan modifications, navigating negotiations with lender and mortgage company
Individualized housing counseling, including budgeting
Group courses and workshops at no cost to area residents
We can help you understand your options, develop realistic paths forward, assist in communicating with your mortgage company or lender, and provide ongoing follow up, referrals, and general support.
Who we are
Community Action House is approved by the Department of Housing and Urban Development (HUD) as a Housing Counseling agency and works in partnership with the Michigan State Housing Development Authority (MSDHA). As part of this certification, Foreclosure Intervention programs are provided at no cost* to residents of Allegan and Ottawa Counties.
*You should never have to pay a fee for help working with your lender. Take your time, pay attention, and beware of scams.
How to get started
Submit the Assistance Request Form. A Housing Counselor will be in touch with you as soon as possible.
Review additional resources, including options for other approved housing counseling agencies, and legal assistance.
Register to attend an upcoming Foreclosure Intervention Workshop.