Are you facing financial hardship and facing late or missed mortgage payments?


We’re here to help.

What we offer

  • Assist homeowners understand the mortgage foreclosure process through foreclosure counseling

  • Forbearance and home retention information and options

  • Loan modifications, navigating negotiations with lender and mortgage company

  • Individualized housing counseling, including budgeting

  • Group courses and workshops at no cost to area residents

We can help you understand your options, develop realistic paths forward, assist in communicating with your mortgage company or lender, and provide ongoing follow up, referrals, and general support.


Who we are

Community Action House is approved by the Department of Housing and Urban Development (HUD) as a Housing Counseling agency and works in partnership with the Michigan State Housing Development Authority (MSDHA). As part of this certification, Foreclosure Intervention programs are provided at no cost* to residents of Allegan and Ottawa Counties.

*You should never have to pay a fee for help working with your lender. Take your time, pay attention, and beware of scams.


How to get started

  • Submit the Assistance Request Form. A Housing Counselor will be in touch with you as soon as possible.

  • Review additional resources, including options for other approved housing counseling agencies, and legal assistance.

  • Register to attend an upcoming Foreclosure Intervention Workshop.